Terms and Conditions

Welcome to Stopforeclosure Today. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By submitting information through our website or using our services, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy.

2. Description of Service

Stopforeclosure Today operates an online platform that connects homeowners facing foreclosure or missed payments with third-party partners who may provide case evaluations and discuss options such as loan modification, forbearance, and payment relief. We do not provide legal, lending, or loan servicing directly. We are not your lender and are not a government agency. We are a lead generation and referral service.

3. User Eligibility

You must be at least 18 years of age and have the legal authority to provide information about your mortgage situation. You represent that all information you provide is accurate and complete.

4. No Guarantee of Results

We do not guarantee that you will receive a case evaluation, loan modification, forbearance, or any specific outcome. Your lender is not required to change your loan. The availability of options depends on our partners' criteria and your lender's policies.

5. Third-Party Partners

When you submit your information, we may share it with our partner network. Your interactions with these partners are governed by their own terms and policies. We are not responsible for the actions, services, or content of third parties.

6. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Stopforeclosure Today or its licensors and is protected by copyright and other intellectual property laws.

7. Prohibited Conduct

You agree not to:

• Submit false or misleading information
• Use the service for any unlawful purpose
• Attempt to gain unauthorized access to our systems or data
• Interfere with the proper functioning of the website

8. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, express or implied. We do not warrant that the service will be uninterrupted, error-free, or free of viruses.

9. Limitation of Liability

To the fullest extent permitted by law, Stopforeclosure Today shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

10. Indemnification

You agree to indemnify and hold Stopforeclosure Today harmless from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

11. Changes to Terms

We may modify these Terms at any time. Continued use of our website after changes constitutes acceptance of the revised Terms.

12. Contact

For questions about these Terms, please contact us.